As a credit card holder, you may be doing your best to be a good customer. If you’ve done your part by avoiding credit card interest charges by paying your balance in full every month, then congratulations! However, many people who have credit cards end up carrying some form of credit card debt.Read More »
If you’re reading this article, chances are that you may have been told that keeping a balance on your credit card is a strategy for forming healthy credit. Unfortunately, this is a common credit card myth. The truth is that paying off your entire credit card balance by the due date every month is a better way of building credit. The key, however, is how you go about doing it.Read More »
One of our goals at Sift is to help consumers get the biggest bang for their buck. Surprising to some, which credit card(s) you choose can have a large impact on how far your money goes and how much money you can get back. A lot of that is based on how you use your credit card, from travel and dining out to clothing and groceries. We’ll be taking a look at popular credit cards and which kind of spending they serve best, starting with the Chase Sapphire Reserve card.Read More »
Ever have a brand-new purchase break or stolen? It’s not a good feeling, and you might end up feeling cheated. Many products don’t come with insurance unless it’s offered at an additional cost. Luckily, credit card companies offer something known as purchase protection, which may help you get reimbursed for some or all of the value of the stolen or damaged goods purchased with your credit card.
Curious to find out more? Let’s take a look at how purchase protection programs work and how using Sift could help take the sting out of stolen or damaged goods. Read More »
Like to shop often? Whether you’re buying a new cordless drill or that new plasma screen television, you may hear a cashier ask you about purchasing an extended warranty. Before you consider buying the warranty, you may want to reconsider because your credit card may already have something called “extended warranty protection” built into it.
Curious to find out more? Let’s take a look at how your credit card’s extended warranty protection works.Read More »
Ever buy an item, only to find out it drastically dropped in price the next week? If only you had waited…
If you’ve ever wondered if there was a way to make up the difference, you may be in luck. By shopping at certain retailers and/or using a credit card that has a perk called price protection, you may be entitled to a reimbursement within a specified period of time.
Let’s take a look at how price protection works and if you can get those discounts!Read More »
So you bought something, changed your mind, and the retailer’s return acceptance window has come and gone. Could your item still be eligible for a refund?
Luckily, you may not have to worry. If you’ve made the purchase with a credit card that has a “return protection” perk, you might get your money back after all!
Most people don’t know this is possible, so we’re going to take a look at how return protection works.Read More »